Buyer Guide

Buy a home in Seattle

A clear roadmap from first tour to keys in hand, with calm, data-backed decisions at every step. This guide is built for buying a home in the Seattle area, from city neighborhoods to nearby Eastside communities. You’ll see how I structure searches, tours, and offers so Seattle and Eastside buyers stay confident at every step.

Step 1

Discovery call & needs analysis

20–30 min

We set up your Seattle home search so every tour, comp review, and next step has context.

  • Must-haves vs nice-to-haves, renovation comfort, parking, natural light.
  • Lifestyle fit: commute, schools, walkability, noise, and micro-location.
  • Set up a custom search + price-cut alerts that reflect real-time market shifts.
Step 2

Local lender pre-approval & budget

1–3 days

A strong offer in Seattle starts with a solid pre-approval.

  • Compare rates + fees with trusted Seattle lenders; request desktop underwrite when possible.
  • Understand taxes/HOA/insurance in the monthly number; watch debt-to-income.
  • Have funds ready for earnest money; proofs prepared for offer week.
Step 3

Seattle neighborhood preview + tour plan

ongoing

We explore neighborhoods so you can compare value, vibe, and lifestyle across Seattle and the Eastside.

  • Walk/drive at different times; note street activity, noise, and parking.
  • Review comps and price history; track days-on-market and price changes with the weekly reports I send.
  • Focus on homes with strong fundamentals: layout, light, lot, structure.
Step 4

Offer strategy: price, terms, timing

same day

We craft a competitive offer based on Seattle’s market norms and seller priorities.

  • Price from recent comps + absorption; consider escalation or appraisal gap only when justified.
  • Contingencies: inspection, financing, HOA (condos); dial protection vs speed intentionally.
  • Clean presentation: earnest money, proofs, timelines, and clear communication.
Step 5

Inspection + HOA review (condos)

3–7 days

Focused due diligence so you understand both the home and the building.

  • General inspection; add sewer scope, roof, structural, or environmental as needed.
  • Condos: resale certificate, reserves, budget health, rules, special assessments, and minutes.
  • Negotiate repairs/credits or exit per contract if material issues arise.
Step 6

Closing prep: appraisal → keys

2–4 weeks

We manage timelines so your Seattle purchase closes cleanly and on schedule.

  • Coordinate appraisal; plan for value gaps only if comps support it.
  • Final loan docs, escrow/title, insurance, and wire safety.
  • Final walk-through checklist; keys and move-in logistics.

Need a focused search plan and trusted lender intros? Share a few details in my quick buyer intake and we’ll outline the roadmap together.

Buyer Questionnaire